What Information We Collect:
We collect personal information, including but not limited to, non-public personal information, as well as other types of personally identifiable information as described herein (collectively, “Your Information”). Our primary goal in collecting Your Information is to provide you with an efficient, accurate, and customized transaction. Your Information also helps us personalize and continually improve your experience at our Website. We automatically collect and/or track the following types of information:
- Information we receive from you on loan applications, such as your name, home address, email address, telephone number, date of birth, social security number, state identification number, employment information, and bank information;
- Information provided by you through online forms, such as your name and email address; and
- Cookie information (see below for details).
Collection and Use of Bank Account Information:
If you are matched with a lender that extends credit to you, the lender may consider the bank account information provided by you as eligible for processing payments against. In addition, as part of our information collection process, we may detect additional bank accounts under your ownership. If you are matched with a lender that extends credit to you, the lender may consider these additional accounts to be part of the application process and eligible for payment retrieval.
Automatic Information and Cookies:
We receive and store certain types of information whenever you interact with our Website. For example, like many websites, we use “cookies” to obtain certain types of information when your Web browser accesses our Website and when you login, such as: your name and your email address. Cookies are pieces of information that are transferred to your computer’s hard drive via your Web browser. They allow us to provide you with a more convenient and personalized experience by recording information about your preferences. A web browser is usually set to accept cookies automatically but can be changed to decline them. The Help section of the toolbar on most browsers will tell you how to prevent your browser from accepting new cookies, how to have the browser notify you when you receive a new cookie or how to disable cookies altogether. In most cases, a visitor may refuse a cookie and still fully navigate our Website.
We Do Not Collect Data From Children:
The information and services provided by us or by our affiliates, sponsors, and advertisers, are not intended to be viewed by children (under 18 years old). No information collected from children is knowingly collected or used for any purpose whatsoever, including marketing and promotional purposes, either inside or outside our Website.
How We Share Information:
We may share Your Information with trusted third parties in order to:
- Process your loan application;
- Process any other transactions or update account records;
- Enhance your experience at our Website;
- Analyze customer demographics, transaction histories and preferences; and
- Conduct statistical analysis.
We may also disclose any or all of Your Information to Affiliated Companies and Non-Affiliated Third Parties that are financial institutions, or companies in the businesses identified above, and with which we have joint marketing agreements. In addition, we may disclose any or all of Your Information to companies that perform services on our behalf (“Service Providers”). We contract with service providers to perform certain functions, including, database providers who assist in identity verification, credit scoring companies, marketing demographics and consumer survey companies, advertising and marketing companies, direct mail houses and other direct marketing companies, and customer service support and call-center companies. Their access is limited only to the personal data needed to perform their functions, and only for the purpose of performing those functions, and they are prohibited from using or disclosing Your Information including any personal data for other purposes.
In addition, we reserve the right to use and disclose all of Your Information that is in aggregated or de-identified form, as we deem appropriate in our sole discretion, to maintain, service and improve our products and services and our information security.
We may employ over time various advertising or remarketing services that serve you targeted advertisements to make your online experience more focused to your interests. These services may place a remarketing pixel on the Website in order to recognize your browser and serve advertisements that relate to prior searches and activities you participate in on the Website. We may use third party services to manage these technologies and to serve advertisements on our Website. We also use Google Analytics and Site Master to analyze your use of our Website and the use of others.
We also may release Your Information if it becomes necessary for compliance with the law or to protect the rights, property, or safety of our Website, our users, or third parties.
Right to Opt-Out:
In some circumstances, you have the right to direct us to not share Your Information with our Affiliated Companies and Non-Affiliated Third Parties (i.e. “opt-out”). Please note that even if you opt-out, we may still share Your Information with Affiliated Companies and Non-Affiliated Third Parties as required by law. We may share all information we collect about you with Affiliated Companies and Non-Affiliated Third Parties to facilitate providing our services to you, to administer our business, in order to receive services from those companies, as permitted under joint marketing agreements, and as otherwise permitted or required by law. To opt-out, you may contact us via email at Contact@NoCreditCheckLoansOnline.net. You may also opt-out of receiving marketing-related emails from us by responding to any of our email communications with the word “remove” in the subject line. You may opt-out at any time. Once we receive your opt-out request, we will stop sharing this information as soon as reasonably practicable.
How We Protect Your Information:
We restrict access to non-public personal information about you to those employees, Affiliated Companies, and/or Non-Affiliated Third Parties who need-to-know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards to guard your non-public personal information from unauthorized access.
We use encryption technology for credit card numbers, bank account numbers, passwords, and registration information should it be obtained from you. Because information sent through the Internet travels from computer to computer throughout the world, when you give us information, that information may be sent electronically to servers outside of the country where you originally entered the information. Unfortunately, no data transmission over the Internet can be guaranteed to be 100% secure. Except as specifically stated, this site does not use security encryption measures. Information that you disclose by use of this site (as with any site that is non-secure), by posting a message or using e-mail, potentially could be collected and used by others. This may result in unsolicited messages from third parties or use of such information by third parties for their own purposes, legal or illegal. As a result, while we strive to protect your personal information, we cannot ensure or warrant the security of any information you transmit to us or from our services, and you do so at your own risk. Once we receive your transmission, we use commercially reasonable efforts to ensure its security on our systems.
Our Right To Contact You:
We reserve the right to contact you regarding your loan application and changes to other agreements relevant to you. By visiting our Website, you understand and agree that we may contact you at the phone number or email address you enter to assist you with your account or to discuss other products and services that we, Affiliated Companies, and/or Non-Affiliated Third Parties may provide for you.
By submitting your application to us, you are providing consent to use Your Information to provide the services that you have requested, including services that display customized content and advertising.
**Your provider’s Msg & Data Rates may apply to our confirmation and all subsequent SMS messages.**
You may opt-out and remove your SMS information by sending “STOP”, “END”, “CANCEL”, “UNSUBSCRIBE” or “QUIT” to the SMS text message you have received. If you remove your SMS information from our database, your number will no longer be used for secondary purposes, disclosed to Non-Affiliated Third Parties and used by us for third parties to send promotional correspondence to you. Data obtained from you in connection with this SMS service may include your name, address, cell phone number, your provider’s name, the date and time, and content of your messages. We will not be liable for any delays in the receipt of any SMS messages, as delivery is subject to effective transmission from your network operator. SMS message services are provided on an AS IS basis. To view Terms & Conditions visit https://nocreditcheckloansonline.net/terms-of-service/.
To cancel text message alerts, simply reply STOP to the message received to opt-out of respective text alert program.
Access Your Information:
Each lender that we have in our network of lenders may offer different methods of accessing and managing Your Information. It is your responsibility to contact the lender that we match you with to find out more information and specifics on how you can view and/or update your personal data.
What Else Should I Know About My Privacy?
Please keep in mind that whenever you voluntarily disclose information online, that information is accessible to other customers and users. Ultimately, you are solely responsible for maintaining the secrecy of your passwords and/or any account information. Please be careful and responsible whenever you are online.
When you or we end your customer relationship with us, we will treat the information we have about you as if you were still our customer.
Your California Privacy Rights:
When you submit a loan application to us, Your Information that you provide in that application may be sold to our Affiliated Companies and Non-Affiliated Third Parties. Under California Civil Code Section 1798.120, you have the right, at any time, to direct us not to sell Your Information.
California Civil Code Section 1798.83 permits our visitors who are California residents to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes.
To make either request above, please contact us at:
408 West 83rd Terrace
Kansas City, MO 64114
Make sure to state that you are a California Resident.
Do Not Track
Do Not Track (DNT) is a privacy preference that users can set in their web browsers. While the U.S. Federal Trade Commission has endorsed DNT, our Website does not support DNT codes. However, except in the case of analytics cookies, remarketing and other features of Google Display Advertising described above, our Website limits tracking to the internal uses described above. Except in the case of analytics cookies, remarketing and other features of Google Display Advertising described above, our Website does not track your use across multiple Websites, however, other Websites to which we link may. Please review their privacy policies to understand how you may be tracked.
Our Rights To Change This Policy:
Help or Support:
For help or obtain additional information, contact us at:
408 West 83rd Terrace
Kansas City, MO 64114